This UK pet insurance comparison guide aims to
give you a comprehensive view of the cover available from some of the top uk pet insurers.
I'm sure you've seen many websites that will give you a price comparison but here we focus on the
really important part - the cover. Why? Because if you don't get the right type of cover then you could end up
paying more in the long run.
I'll also highlight any special offers because it's still important to keep an eye on the cost.
All this means you'll get the best value insurance for your pet as well as ensuring they have the
right type cover.
Pet Insurance Comparison Table
|
Insurer
|
Insurance Comparison Details
|
Offer
|
|
Argos Pet Insurance

|
There are 3 levels of pet insurance:
Silver: This includes up to £2,500 in vet’s fees for 12 months per condition
Gold: up to £4,000 in vet’s fees for 12 months per condition
Platinum: up to £7,000 per condition for an unlimited time period. If you have an older dog they
could help you as they don't have an upper age limit to cover vet’s fees.
Argos ensures that if your pet is lost or stolen this is covered
|
5% online
|
|
Asda Pet Insurance

|
Value Pet Insurance: Up to £1500 in vet's fees per condition for 12
months.
Standard Pet Insurance: Up to £3500 in vet's fees per condition for 12
months.
Superior Pet Insurance: Up to £6000 in vet's fees per condition with no time
limit.
|
10% discount when you insure 2 pets or more (only available by phone)
|
|
Homebase Pet Insurance

|
Homebase have different types of insurance for cats and dogs.
Cats: 2 levels of insurance - 'Cat Care' & 'Cat Care Plus'. The main
difference being the cover for vets fees which is up to £1000 with Cat Care and up to £2500 with
Cat Care Plus. Both have a £75 excess.
Dogs: Covered from 8 weeks old. 3 levels of insurance -
Silver: Vet's fees up to £3000.
Gold: Vet's fees up to £5000.
Platinum: Vet's fees up to £7500
All with £75 excess
|
10% online
Extra 10% off for every additional pet insured
Cats only: Save another 7.5% if microchipped
|
|
Petplan

|
Petplan offer 3 levels of cover for both dogs and cats.
Pet Value:
- Vet fees up to £3000 per condition for 12 months.
- Limited complimentary treatment cover included in veterinary fees
- Third party liability up to £1 million (only for dogs)
Covered For Life Budget Plan:
- Vet fees up to £4000 per year
- Complimentary treatment (up to £750 per year)
- Advertising and reward (up to £250 per year)
- Boarding fees (up to £250 per year)
- Third party liability (up to £1 million. Only for dogs)
- Emergency repatriation (up to £500 per year)
- Quarantine expenses and loss of documents (up to £1500 per year)
Covered For Life Supreme Plan (or Supercat Plan for cats):
- Vet fees up to £12000 per year
- Complimentary treatment (up to £750 per year)
- Advertising and reward (up to £1000 per year but only £500 for cats)
- Boarding fees (up to £1000 per year for dogs £500 for cats)
- Theft or straying (up to £1000 per year for dogs £500 for cats)
- Death from injury (up to £1000 per year for dogs £500 for cats)
- Death from illness (up to £1000 per year for dogs £500 for cats)
- Holiday cancellation (up to £1000 per year)
- Third party liability (up to £3 million. Only for dogs)
- Emergency repatriation (up to £500 per year)
- Quarantine expenses and loss of documents (up to £1500 per year)
|
10% online but only applicable when taking out 'Covered For Life' products. |
|
PDSA

|
PDSA have 3 levels of cover.
PDSA Petsurance 2000:
- Up to £2000 towards vet fees per condition.
- £1 million 3rd party liability (dogs only).
- 30 days overseas travel.
PDSA Petsurance 3000:
- Up to £3000 towards vet fees per condition.
- Accident or illness (£500)
- Accidental damage (£250)
- Recovery expenses (£500)
- Holiday cancellation (£1000)
- Loss by theft or straying (£500)
PDSA Petsurance 7000:
is as per Petsurance 3000 but with up to £7000 towards vet fees per condition.
They all include a pet legal helpline, pet finder helpline and breavement counselling.
All policies have an excess of £100 which is applied per claimed condition.
|
5% online
|
|
Sainsburys Pet Insurance
|
Option 1: Cover for up to £3,000 per condition for a maximum of 12
months.
Option 2: Cover for up to £7,500 per condition without time limit providing
premiums are paid and up to date.
|
20% online
Extra 5% off for every additional pet insured
|
|
Tesco Pet Insurance
|
There are two levels of insurance:
Standard Cover: insures the cost of treating an injury or illness up to
£2,500 per eligible condition and offers a maximum of 12 months cover from the
start of the eligible condition. Extra Cover: insures the cost of treating
an injury or illness up to £4,000 per eligible condition. There is no time limit on claiming as
long as the policy remains active.
|
20% online
|
The above comparison table is for UK based customers and is not an exhaustive list of what each
insurer offers. The table aims to compare the different companies in such a way as to give you an idea of who
provides the best fit for yourself and your pet - be it price, offers or the best cover.
If you like this article please share it with your friends by using this
handy widget (it's actually quite fun to use, try it):
Pet Articles:
Pet Insurance Confusing
You?
Dog Car Safety &
Travelling With Your Dog
Pet Insurance Cover: What's Best
Cover For Your Pet?
Lifetime Pet Insurance: What Is It and Is It For Me?
Do I Need Pet Insurance?
Top 10 Most
Popular Dog Names & Cat Names
Pet News:
Mystic Mog: The Doctor's
Death Cat
Pets At Home
Celebrate Again. To The Tune of £955 Million
Pets at Home Celebrate Christmas in January
A Type of Talking Dog
Your Pet On TV?
|