Pet Insurance Definition of Incident

A comparison of the term "Incident" in pet insurance policies.

Animal Friends Insurance:

No definition

Argos:

"A specifically identifiable Accident or Condition. Recurring and/or ongoing conditions shall be considered as one loss. Such conditions being defined as:-

a) clinical manifestations resulting in the same diagnosis (regardless of the number of Incidents or areas of the body affected) to which Your Pet has an ongoing predisposition or susceptibility related in any way to the original claim; or,

b) Conditions which are incurable and likely to continue for the remainder of Your Pets life."

Aviva:

"A specifically identifiable accident, injury or illness. Recurring and/or chronic incidents shall be considered as one loss. Such incidents being defined as:

a) clinical manifestations resulting in the same diagnosis (regardless of the number of incidents or areas of the body affected) to which your pet has an ongoing predisposition or susceptibility related in any way to the original claim; or

b) incidents which are incurable and likely to continue for the remainder of your pet’s life."

Homebase:

"A specifically identifiable Accident, or Condition. Recurring and/or ongoing Conditions shall be considered as one loss. Such Conditions being defined as:-

a) clinical manifestations resulting in the same diagnosis (regardless of the number of Incidents or areas of the body affected) to which Your Dog has an ongoing predisposition or susceptibility related in any way to the original claim; or,

b) Conditions which are incurable and likely to continue for the remainder of Your Dogs life."

PDSA:

"A specifically identifiable Accident, Injury or Illness. Recurring and/or long lasting conditions shall be considered as one loss. Such conditions being defined as:-

a) clinical signs resulting in the same diagnosis (regardless of the number of Incidents or areas of the body affected) to which Your Pet is susceptible and which are in any way related to the original claim; or,

b) conditions which are incurable and likely to continue for the remainder of Your Pets life."

Petpals Direct:

No definition

Petplan:

No definition